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Denver (844)615-5292
Submissions:
RLCO@ringwalt.com
Fax: (303) 220-2499
Omaha (800) 708-7448

Submissions:
RL@ringwalt.com
Fax: (402) 916-3333
Frequently Asked Questions

How do I obtain a quote from R & L?
When can I expect a response on a submission?
How long is a Premium Indication valid?
What are R & L’s core states of business?
Will R & L consider risks outside their core states of business?
Does R & L require me to sign a contract?
What lines of coverage are available?
What companies are represented by R & L?
Who issues certificates of insurance?
Do I have binding authority?
How do I cancel a policy?
What types of accounts does R & L typically bind?
Who do I contact if I have a different question?


How do I obtain a quote from R & L?

If you are a licensed agent, we accept submissions via email, fax or mail. Please view the Contact Us tab for more details. To obtain an instant quote, check out our online rater, Get A Quote. If you are an unlicensed individual looking for a quote, please contact a local agent and they can contact us.

When can I expect a response on a submission?

We will respond by the next business day by noon for Commercial Auto and Motor Truck Cargo risks with up to five power units. We pride ourselves on a very quick turnaround on all submissions, but we will wait to release a Premium Indication until the proposed inception date is within 30 days.

How long is a Premium Indication valid?

Our Premium Indications are valid for 30 days.

What are R & L’s core states of business?

We’re able to offer all our products in Colorado, Illinois, Iowa, Kansas, Minnesota, Missouri, Nebraska, North Dakota, Oklahoma, South Dakota and Wisconsin.

Will R & L consider risks outside their core states of business?

We will consider Commercial Auto accounts in any state (except MA or MI) if it is a fleet of ten power units or more, or if it’s a multi-state account. We will also consider large Garage accounts in other states, subject to a $10,000 Minimum Premium. All other lines of coverage are available in other states on a submit basis.

Does R & L require me to sign a contract?

We will require a signed Producer Agreement, copies of your agency licenses and proof of Errors and Omissions coverage prior to binding our first piece of business with your office.

What lines of coverage are available?

Check out our Products page to see all lines of coverage that we offer.

What companies are represented by R & L?

Our direct/binding authority contracts are with National Indemnity group of insurance companies (NICO), United States Liability Insurance group of insurance companies (USLI), Berkshire Hathaway Homestate Companies (BHHC), Scottsdale/Nationwide Insurance Companies, Western World Insurance Group, Markel Corporation, and Genstar. In addition, we work with a number of other markets on a brokerage basis to meet your specific needs.

Who issues certificates of insurance?

We will issue all certificates from our office. Check out our Certificate Request quick link to email us your request.

Do I have binding authority?

No, a policy is not considered bound until you have contacted R & L. Please see our Binding tab for instructions on how to bind.

How do I cancel a policy?

You will need to Contact Us to cancel a policy.

What types of accounts does R & L typically bind?

Check out our Areas of Success quick link.

Who do I contact if I have a different question?

Email us at rl@ringwalt.com.